@font-face{font-family:Archivo;font-weight:400;font-display:swap;src:url(fonts/archivo-400.woff2) format("woff2")}
@font-face{font-family:Archivo;font-weight:500;font-display:swap;src:url(fonts/archivo-500.woff2) format("woff2")}
@font-face{font-family:Archivo;font-weight:700;font-display:swap;src:url(fonts/archivo-700.woff2) format("woff2")}
@font-face{font-family:Archivo;font-weight:800;font-display:swap;src:url(fonts/archivo-800.woff2) format("woff2")}
@font-face{font-family:Archivo;font-weight:900;font-display:swap;src:url(fonts/archivo-900.woff2) format("woff2")}


:root{--navy:#0C0A09;--navy2:#000000;--lava:#FF6B2C;--lava2:#C2410C;--cream:#F4F4F5;--ink:#0C0A09;--mute:#57534E;--line:#E4E4E7}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:Archivo,-apple-system,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--cream);line-height:1.5}
a{color:inherit;text-decoration:none}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.btn{display:inline-block;background:var(--lava2);color:#fff;font-weight:700;font-size:17px;padding:15px 26px;border-radius:999px;border:0;cursor:pointer;font-family:inherit;box-shadow:0 8px 22px rgba(255,107,44,.32);transition:transform .15s,background .15s}
.btn:hover{background:#FFA63D;transform:translateY(-1px)}
.btn.ghost{background:transparent;color:#fff;box-shadow:none;border:2px solid rgba(255,255,255,.55)}
.btn.sm{font-size:15px;padding:10px 18px;box-shadow:none}

/* nav */
.nav{position:-webkit-sticky;position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:19px;color:var(--navy);letter-spacing:-.01em}
.logo i{display:inline-block;width:11px;height:11px;border-radius:3px;background:var(--lava);margin-right:9px;transform:rotate(45deg)}
.links a{font-weight:500;color:var(--navy);margin-right:26px;font-size:15px}
.links a.btn{color:#fff;margin-right:0}
@media(max-width:820px){.links a{display:none}}
.logo{white-space:nowrap}
section,.track{scroll-margin-top:64px}

/* hero */
.hero{background:var(--navy);color:#fff;padding:64px 0 76px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-140px;top:-140px;width:460px;height:460px;border-radius:50%;background:rgba(255,255,255,.05)}
.eyebrow{font-weight:700;letter-spacing:.14em;font-size:13px;color:#FFA63D;text-transform:uppercase}
h1{font-size:60px;line-height:1.02;letter-spacing:-.025em;margin:14px 0 18px;font-weight:800;max-width:800px}
h1 em{font-style:normal;color:#FFA63D}
.hero p.lead{font-size:20px;color:#D6D3D1;max-width:620px;margin:0 0 28px}
.hero .btn{margin:0 12px 12px 0}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:40px;position:relative;z-index:1}
.stat{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:18px 18px 16px}
.stat b{display:block;font-size:34px;font-weight:800;letter-spacing:-.02em;line-height:1.1}
.stat span{font-size:14px;color:#A8A29E}
.scrollhint{margin-top:34px;font-size:14px;color:#A8A29E;font-weight:500}
@media(max-width:820px){h1{font-size:40px}.hero{padding:44px 0 54px}.hero p.lead{font-size:18px}.stats{grid-template-columns:repeat(2,1fr)}.stat b{font-size:28px}}

/* scroll story */
.track{height:520vh;position:relative;background:linear-gradient(#fff,var(--cream))}
.pin{position:-webkit-sticky;position:sticky;top:64px;height:calc(100vh - 64px);overflow:hidden}
.pin .wrap{height:100%;display:grid;grid-template-columns:360px 1fr;gap:32px;align-items:center}
.caps{position:relative;height:270px}
.cap{position:absolute;left:0;top:0;right:0;opacity:0;transform:translateY(14px);transition:opacity .35s,transform .35s}
.cap.on{opacity:1;transform:none}
.cap .n{font-weight:800;color:var(--lava2);font-size:14px;letter-spacing:.14em}
.cap h2{font-size:38px;line-height:1.05;letter-spacing:-.02em;margin:8px 0 12px;color:var(--navy);font-weight:800}
.cap p{font-size:18px;color:var(--mute);margin:0}
.cap .tag{display:inline-block;margin-top:16px;background:#FFF1E6;color:#0C0A09;font-weight:700;font-size:15px;padding:7px 14px;border-radius:999px}
.scene svg{display:block;width:100%;height:auto;max-height:calc(100vh - 190px);border-radius:22px;box-shadow:0 24px 60px rgba(0,0,0,.18)}
.steps{display:flex;margin-top:16px}
.steps div{flex:1;text-align:center;font-size:13px;font-weight:700;color:#A1A1AA;padding-top:12px;position:relative;transition:color .3s}
.steps div:before{content:"";position:absolute;left:3px;right:3px;top:0;height:5px;border-radius:5px;background:#E4E4E7;transition:background .3s}
.steps div.on{color:var(--navy)}
.steps div.on:before{background:var(--lava)}
@media(max-width:900px){
 .pin .wrap{display:block;padding-top:14px}
 .caps{height:214px}
 .cap h2{font-size:27px}.cap p{font-size:16px}.cap .tag{margin-top:10px;font-size:14px}
 .scene svg{border-radius:16px;max-height:calc(100vh - 340px)}
}

/* sections */
section{padding:76px 0}
.h2{font-size:40px;line-height:1.08;letter-spacing:-.02em;color:var(--navy);margin:0 0 12px;font-weight:800}
.sub{font-size:18px;color:var(--mute);max-width:640px;margin:0 0 34px}
@media(max-width:820px){section{padding:54px 0}.h2{font-size:30px}}

/* terms */
.terms{background:var(--navy);color:#fff}
.terms .h2{color:#fff}.terms .sub{color:#D6D3D1}
.tgrid{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.card{background:#fff;color:var(--ink);border-radius:22px;padding:28px}
label{display:block;font-weight:700;font-size:14px;color:var(--navy);margin:0 0 6px}
.field{position:relative;margin-bottom:18px}
.field span{position:absolute;left:16px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--mute);font-size:19px}
input{width:100%;font:inherit;font-size:20px;font-weight:700;padding:14px 16px 14px 32px;border:2px solid var(--line);border-radius:14px;color:var(--ink);background:#fff;-webkit-appearance:none}
input:focus{outline:none;border-color:var(--lava)}
.res{background:var(--cream);display:flex;flex-direction:column}
.res .big{font-size:56px;font-weight:800;letter-spacing:-.03em;color:var(--navy);line-height:1}
.res .cap2{font-weight:700;color:var(--lava2);letter-spacing:.12em;font-size:13px;text-transform:uppercase;margin-bottom:8px}
.rows{margin:20px 0 22px;border-top:1px solid var(--line)}
.rows div{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--line);font-size:16px}
.rows b{font-weight:700}
.note{font-size:15px;color:var(--mute);margin:0 0 18px;min-height:44px}
.note.warn{color:#0C0A09;font-weight:500}
.res .btn{text-align:center;margin-top:auto}
.demo{display:none;margin-top:12px;font-size:14px;background:#FFF1E6;color:#0C0A09;padding:10px 14px;border-radius:12px}
.fine{font-size:13px;color:#A8A29E;margin-top:18px}
@media(max-width:820px){.tgrid{grid-template-columns:1fr}.res .big{font-size:44px}}

/* how */
.how{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.how div{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px}
.how .k{width:42px;height:42px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:18px}
.how h3{font-size:21px;margin:16px 0 6px;color:var(--navy)}
.how p{margin:0;color:var(--mute)}
@media(max-width:820px){.how{grid-template-columns:1fr}}

.areas{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.chips a{display:inline-block;margin:0 10px 10px 0;padding:10px 18px;border-radius:999px;border:1.5px solid var(--line);font-weight:500;color:var(--navy);background:var(--cream)}
.chips a:hover{border-color:var(--lava);color:var(--lava2)}

details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 22px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;font-size:18px;color:var(--navy);padding:18px 0;list-style:none}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";float:right;color:var(--lava2);font-size:24px;line-height:1}
details[open] summary:after{content:"–"}
details p{margin:0 0 18px;color:var(--mute);font-size:17px}

.cta{background:linear-gradient(120deg,var(--lava2),var(--lava));color:#fff;text-align:center}
.cta .h2{color:#fff}.cta p{font-size:19px;margin:0 0 26px;color:#0C0A09}
.cta .btn{background:#fff;color:var(--lava2);box-shadow:0 10px 26px rgba(0,0,0,.18)}
footer{background:var(--navy2);color:#A8A29E;padding:34px 0;font-size:14px}
footer b{color:#fff}
.mcta{display:none}
@media(max-width:820px){.mcta{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;text-align:center}body{padding-bottom:76px}}

/* Astros palette and multi-page additions */
.logo{display:flex;align-items:center}.logo .mk{width:40px;height:40px;margin-right:11px;flex:none}.logo span{display:block;line-height:1}.logo b{display:block;font-weight:800;font-size:21px;letter-spacing:-.02em;color:var(--navy)}.logo em{display:block;font-style:normal;font-weight:700;font-size:9.6px;letter-spacing:.13em;text-transform:uppercase;color:var(--navy);margin-top:3px}
.logo.foot b,.logo.foot em{color:#fff}
h1{font-size:54px;letter-spacing:-.03em}.h2{font-size:36px}.cap h2{font-size:34px}.res .big{font-size:50px}.stat b{font-size:30px}.links a{font-size:14px;margin-right:18px}
@media(max-width:820px){h1{font-size:36px}.h2{font-size:27px}.res .big{font-size:40px}.stat b{font-size:25px}}
@media(max-width:1000px){.links a{display:none}}
.btn{background:var(--lava);color:var(--navy);box-shadow:0 8px 22px rgba(255,107,44,.32)}
.btn:hover{background:#FFA63D}
.btn.ghost{color:#fff}.btn.ghost:hover{background:rgba(255,255,255,.1)}
.links a.btn{color:var(--navy)}
.links a{margin-right:22px}
.cta{background:var(--lava);color:var(--navy)}
.cta .h2{color:var(--navy)}.cta p{color:var(--navy)}
.cta .btn{background:var(--navy);color:#fff;box-shadow:0 10px 26px rgba(0,0,0,.3)}
.cta .btn:hover{background:#000000}
.cap .n,.res .cap2{color:#C2410C}
.crumb{font-size:14px;color:#A8A29E;margin:0 0 14px}.crumb a{text-decoration:underline}
.hero.inner{padding:48px 0 58px}.hero.inner h1{font-size:50px}
@media(max-width:820px){.hero.inner h1{font-size:34px}}
.art{padding:64px 0}
.art.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.art .wrap{max-width:860px}
.art p,.art li{font-size:18px;color:#3F3F46}
.art p{margin:0 0 16px}
.art ol,.art ul{margin:0 0 16px;padding-left:24px}.art li{margin-bottom:8px}
.art a{color:#C2410C;font-weight:700;text-decoration:underline}
.art strong{color:var(--navy)}
table{border-collapse:collapse;width:100%;margin:8px 0 20px;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;font-size:17px}
th,td{text-align:left;padding:13px 18px;border-bottom:1px solid var(--line);font-weight:400}
td:last-child,th:last-child{text-align:right;font-weight:700;color:var(--navy)}
thead th{background:var(--navy);color:#fff!important;font-size:14px;font-weight:700}
tr.sum td{background:#FFF1E6;font-weight:800;color:var(--navy);border-bottom:0}
.chips span{display:inline-block;margin:0 10px 10px 0;padding:10px 18px;border-radius:999px;border:1.5px solid var(--line);font-weight:500;color:var(--navy);background:var(--cream)}
.rel a{display:inline-block;margin:0 10px 10px 0;padding:11px 18px;border-radius:999px;border:1.5px solid var(--line);font-weight:700;color:var(--navy);background:#fff;font-size:16px}
.rel a:hover{border-color:var(--lava);color:#C2410C}
.seg{display:flex;background:var(--cream);border:1.5px solid var(--line);border-radius:14px;padding:5px;margin-bottom:18px}
.seg.last{margin-bottom:0}
.seg button{flex:1;font:inherit;font-weight:700;font-size:16px;padding:11px 6px;border:0;border-radius:10px;background:transparent;color:var(--mute);cursor:pointer}
.seg button.on{background:var(--lava);color:var(--navy)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.field.nod input{padding-left:16px;font-size:17px;font-weight:500}
.field input::placeholder{color:#a3adb3;font-weight:400}
@media(max-width:520px){.two{grid-template-columns:1fr}}
.demo{line-height:1.5}
.consent{font-size:12px;color:var(--mute);margin:12px 0 0;line-height:1.45}
.thanks{text-align:center;padding:30px 6px}.thanks h3{font-size:30px;color:var(--navy);margin:14px 0 8px;font-weight:800}.thanks p{font-size:18px;color:var(--mute);margin:0}.thanks .ok{width:64px;height:64px;border-radius:50%;background:var(--lava);color:var(--navy);font-size:34px;font-weight:800;display:inline-flex;align-items:center;justify-content:center}
footer .wrap{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
footer a{display:block;color:#fff;padding:4px 0;font-size:15px}footer a:hover{text-decoration:underline}
footer h4{margin:0 0 8px;color:#FFA63D;font-size:14px;font-weight:700}
footer p{margin:8px 0 0;max-width:34ch}
@media(max-width:820px){footer .wrap{grid-template-columns:1fr 1fr}}

/* Ground Up Construction Lending look */
:root{--navy:#0C0A09;--navy2:#000;--lava:#FF6B2C;--lava2:#C2410C;--cream:#F4F4F5;--line:#E4E4E7;--ink:#0C0A09;--mute:#57534E}
h1,.h2,.cap h2,.res .big,.stat b,.logo b{font-weight:900;letter-spacing:-.025em}
.btn,.links a.btn{background:linear-gradient(90deg,#FF6B2C,#FFA63D);color:#0C0A09;box-shadow:0 10px 26px rgba(255,107,44,.3)}
.btn:hover{background:linear-gradient(90deg,#FF7E45,#FFB65C)}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.4);box-shadow:none}
.hero{background:radial-gradient(900px 420px at 85% -10%,rgba(255,107,44,.28),transparent 60%),#0C0A09}
.hero:after{display:none}
.hero .eyebrow{color:#FFA63D}
h1 em{background:linear-gradient(90deg,#FF6B2C,#FFA63D);-webkit-background-clip:text;background-clip:text;color:transparent}
.stat{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.stat b{color:#fff}
.terms{background:#0C0A09}
.seg button.on{background:linear-gradient(90deg,#FF6B2C,#FFA63D);color:#0C0A09}
.cap .tag{background:#FFF1E6;color:#9A3412}
.steps div.on:before{background:linear-gradient(90deg,#FF6B2C,#FFA63D)}
.cta{background:linear-gradient(100deg,#FF6B2C,#FFA63D);color:#0C0A09}
.cta .h2,.cta p{color:#0C0A09}
.cta .btn{background:#0C0A09;color:#fff}
.cta .btn:hover{background:#292524}
thead th{background:#0C0A09}
tr.sum td{background:#FFF1E6}
.art a{color:#C2410C}
.nav{background:#0C0A09;border-bottom:3px solid #FF6B2C}
.links a{color:#E7E5E4}
.links a:hover{color:#FFA63D}
.logo .mk{width:34px;height:29px;margin-right:12px}
.logo b{color:#FFFFFF;font-size:20px;font-weight:900;letter-spacing:-.01em;line-height:1}
.logo em{color:#A8A29E;letter-spacing:.28em;font-size:9px;font-weight:800;margin-top:5px}
footer{background:#0C0A09}
footer h4{color:#FFA63D}
.logo.foot em{color:#A8A29E}
.note.warn{color:#9A3412}
@font-face{font-family:"Instrument Sans";font-weight:700;font-display:swap;src:url(fonts/instrument-sans-700.woff2) format("woff2")}
.logo.guc{display:flex;align-items:center;font-family:"Instrument Sans",Archivo,sans-serif}
.logo.guc .sq{display:inline-block;width:22px;height:22px;background:#F2B705;border:2.5px solid #fff;border-radius:4px;margin-right:10px;flex:none;transform:none;vertical-align:middle}
.logo.guc .wm{font-weight:700;font-size:20px;letter-spacing:-.01em;color:#fff;line-height:1}
.logo.gul{display:flex;align-items:center}.logo.gul img{display:block;height:54px;width:auto}footer .logo.gul img{height:54px}
.reviews .stars{color:#FF6B2C;font-size:20px;letter-spacing:2px}.reviews p{margin:10px 0 14px;color:#3F3F46}.reviews b{display:block}.reviews span{color:#78716C;font-size:15px}