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Construction loans in Orlando
Building a home to sell or rent in Orlando? We fund 90% of your lot and build budget, and you do not need to have built before.
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Estimate only. Loan amount is 90% of lot price plus build budget. Business-purpose loans on investment property, not homes you will live in.
Ground up construction loans in Orlando
We make new construction loans to investors building homes in Orlando as investment property: single-family homes and 2 to 4 unit buildings, built to sell or rent. One loan covers the lot and the build.
| Deal | Amount |
|---|---|
| Lot price | $60,000 |
| Build budget | $260,000 |
| Total cost | $320,000 |
| We fund 90% | $288,000 |
| Sale price when finished | $430,000 |
| You bring (10%) | $32,000 |
Building in Orlando: what to know
Greater Orlando keeps adding residents, and new homes on infill lots and in growing suburbs are in demand. Permits run through the City of Orlando or the county the lot sits in, so confirm which office reviews your plans before you set your schedule.
Before you buy the lot
- Check the lot's flood zone and the insurance it will need
- Get plans and a line-item budget priced to Florida wind requirements
- Check recent sales of new homes nearby to set your sale price
See all Florida construction loans.
Questions builders ask
Straight answers about construction loans in Orlando.
Do you make construction loans in Orlando?
Yes. We make ground up construction loans on investment homes in Orlando.
How much of my build do you fund?
We fund 90% of your total cost: the lot price plus the build budget. You bring the other 10%.
Do I need building experience?
No. We lend to first-time builders with no completed projects, as well as to experienced builders.
How is the build budget paid out?
In draws. As each stage of the build is completed, the work is inspected and that stage's money is released.
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