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Construction loans for builders, investors and LLCs
Builder construction loans for investment property, made to your LLC. We fund 90% of your lot and build budget, from your first build onward.
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Estimate only. Loan amount is 90% of lot price plus build budget. Business-purpose loans on investment property, not homes you will live in.
Construction loans for investment property
We fund homes built as investment property: built to sell, or built to rent. These are business-purpose loans, not loans for a home you will live in.
Borrowing through an LLC
Most investors borrow through an LLC. See construction loans for LLCs for what to have ready. Building a duplex or fourplex? See duplex construction loans.
Experience levels we fund
| Your experience | Do we lend? |
|---|---|
| 0 homes built and sold | Yes |
| 1 to 2 homes built and sold | Yes |
| 3 or more homes built and sold | Yes |
| Deal | Amount |
|---|---|
| Lot price | $60,000 |
| Build budget | $260,000 |
| Total cost | $320,000 |
| We fund 90% | $288,000 |
| Sale price when finished | $430,000 |
| You bring (10%) | $32,000 |
Questions builders ask
Straight answers about construction loans for builders.
Can my LLC be the borrower?
Yes. Most of our borrowers build through an LLC.
How much of my build do you fund?
We fund 90% of your total cost: the lot price plus the build budget. You bring the other 10%.
Do I need building experience?
No. We lend to first-time builders with no completed projects, as well as to experienced builders.
Can I use this to build a home I will live in?
No. These are business-purpose loans for homes built to sell or rent.
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